I got a friendly letter from the RE on Saturday, stating that their price for the IUI with injectables is over $1500.00 and it must be paid at my first appointment. This doesn't cover the price of the medications, which are looking like they will be about $750 per cycle. I am insured through my husband's job, and they provide absolutely no coverage for any infertility treatment whatsoever. They recently changed our prescription coverage, but they they don't cover injectable fertility medications of any kind. We are fortunate that our state (NJ) mandates fertility coverage by law, but unfortunately my husband works in Pennsylvania and our plan is administered in PA. So, we don't get that benefit either. I know it's been said over and over again, but it is fundamentally unfair that many health insurance plans cover pregnancy, contraception, and erectile dysfunction but don't cover infertility treatment. It's not our fault that we are infertile. I didn't do anything to cause my infertility. We are being punished for something that we have no control over. It is so frustrating! So, we are most likely going to have to clean out our savings (and possibly our retirement accounts if we end up doing IVF).
On that note, if anyone knows which pharmacy is the cheapest for Folli.stim, Lu.pron, etc. please let me know. I am using a NJ-based mom and pop pharmacy, but I don't know if their prices are cheapest.